A Guide to Buying a Car
- By:
- Greg Mischio - MortgageLoan.com
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CHAPTER: 1 A New Set of Wheels
If you've decided that it's time to buy a car, you probably can't wait to head to the dealership to start your test drive. But before you even think about makes and models, there are other things to first consider. They're not nearly as much fun as that test-drive, but they'll help you make better car-buying decisions.
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CHAPTER: 2 Financing: Where will you turn?
Once you've found a monthly car payment amount that you're comfortable with, set your sights on financing. If you don't have the cash on-hand to buy outright, consider these options:
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CHAPTER: 3 Used or New?
By using your finances to guide your buying decision, you're almost at the point where you can go out and kick some tires. But there are a couple of other questions to answer before turning the ignition key for your test drive. One of the most important is...new or used?
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CHAPTER: 4 Buy or Lease?
Deciding whether to lease or buy comes down to crunching numbers. Generally, a lease requires little or no money upfront, and requires lower monthly payments. The downside is that when it expires, you're stranded on the side of the road without a car.
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CHAPTER: 5 Choosing the Car
Hooray! You've got your finances set, and you've made some decisions: how to finance, new or used, and buy or lease. If you think that you're ready to head to the showroom to sample the latest and greatest four-wheeled wonders, think again. Put the brakes on that notion-there are a few more things to do to make your shopping experience more efficient and effective.
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