Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Wisconsin Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $159,407 $102,500 $137,500 $187,500
Property Values $216,938 $137,500 $197,500 $255,000
Average LTV 78.4%
Percent Refinance 79.3%
Pct of Refis Cashout 10.6%

Wisconsin Mortgage Rates

As a prospective mortgage borrower, you have to ask and answer many questions while hunting for the lowest rate mortgage or mortgage refinance in Wisconsin. Chances are that you'll need to learn some new words and concepts as you prepare to make the best decisions about your financial future. If you've found yourself wondering what a HELOC is, or what could possibly be meant by 3/1 or 2/28, rest assured that Mortgageloan.com can help you find the answers. Click on Mortgageloan.com's news and advice page to learn all about mortgages, refinancing, consolidating debt, tapping your home equity, and more. While you're there, take a look at current mortgage interest rates or request a personalized quote. Link over to the mortgage calculators to learn more about 3/1 adjustable-rate mortgages (ARMs), or visit the Wisconsin broker directory to find a few lenders who can personally assist you.

Quicken Loans

4.473%APR

Rates as of: 4/24/2014 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Show Phone number

Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.500%
  • 4.625%
  • 4.625%
  • 4.473%
  • 4.514%
  • 4.520%
  • 4.646%
  • 4.696%
  • 4.696%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 2.000%
  • 0.875%
  • 0.875%
  • 0.000%
  • 0.000%
  • $994
  • $1,008
  • $1,024
  • $1,039
  • $1,054
  • $1,054

Capital One

4.327%APR

Rates as of: 4/24/2014 30 Yr. Fixed
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Show Phone number

Call Now: 855-238-8771

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.500%
  • 4.327%
  • 4.367%
  • 4.533%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $994
  • $1,008
  • $1,039

Discover

4.336%APR

Rates as of: 4/24/2014 30 Yr. Fixed
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Show Phone number

Call Now: 855-882-9568

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.500%
  • 4.625%
  • 4.336%
  • 4.376%
  • 4.448%
  • 4.520%
  • 4.602%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 1.750%
  • 0.750%
  • 0.125%
  • -0.500%
  • -1.000%
  • $994
  • $1,008
  • $1,024
  • $1,039
  • $1,054

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Rate Map for Wisconsin

This Wisconsin Rate Map lets you see what sort of mortgage rates other borrowers around the state have been able to obtain. Each individual marker represents a single mortgage loan.

Use the map to find out what sort of mortgage rates borrowers were able to get in with various credit scores, loan amounts, loan-to-value ratios and other factors, and in various communities around the state.

This rate map project is our effort to help make the mortgage process more transparent for all borrowers. If you’d like to participate, just click on the “Share Your Rate” link above the map to anonymously share the mortgage rate you were able to get on a recent loan. Your fellow consumers will thank you!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Interest Rates

Knowing some basic rules about mortgage interest rates can help you to find that low rate mortgage quickly. The rate that you'll be offered by a lender depends on three main factors: how risky you are as a borrower, what's happening with the overall economy, and what type of loan is being offered. When you are perceived as more risky, your rate will be higher. When the banks have to pay more for their funds because the economy is tight, your rate will also be higher. Interest rates associated with particular loan types are a little more difficult to predict, but two rules usually hold true. One, shorter loan terms have lower interest rates than longer ones; and two, non-conforming mortgage loans have higher rates than conforming mortgage loans. Non-conforming mortgages are those that don't meet certain standards set by the federal agencies that back the U.S. mortgage industry.

Bad Credit Mortgages

If you have spotty credit, obtaining a mortgage or mortgage refinance in Wisconsin can be particularly challenging. Unfortunately, some subprime lenders, also known as bad credit lenders, have a reputation for putting borrowers into very aggressive loan programs. You can protect yourself by interviewing several lenders and by analyzing your loan options in detail. For example, if you're offered an ARM, use a mortgage calculator to determine how high and how fast your interest rate might go up.

Comparing

Wisconsinite or Cheesehead, you're still entitled to find a great deal on your mortgage loan. The trick is to shop around and compare.

If you have a mortgage calculator handy, comparing mortgages can be a relatively straightforward process. Mortgageloan.com's calculators are designed for a variety of tasks, including comparing fixed-rate mortgages (FRMs) to ARMs, and determining how much home you can afford. The real work is collecting enough offers to compare. You can pre-qualify with lenders to get a rate estimate, but you really should fill out several no-obligation loan applications to receive full-fledged mortgage quotes with temporary rate locks. See the Wisconsin broker directory for lender contact information.