Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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South Dakota Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $155,624 $107,719 $132,500 $171,813
Property Values $192,209 $132,500 $162,500 $205,000
Average LTV 84.4%
Percent Refinance 67.4%
Pct of Refis Cashout 17.2%

South Dakota Mortgage Rates

Capital One


Rates as of: 7/24/2014 30 Yr. Fixed
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Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.327%
  • 4.367%
  • 4.408%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $994
  • $1,008
  • $1,024

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Rate Map for South Dakota

Want to know what sort of mortgage rates others in your area are getting? This Rate Map for South Dakota depicts individual mortgage loans obtained by borrowers in various locations across the state. Each balloon represents a single mortgage – clicking on one will provide information on the mortgage rate, amount, loan-to-value ratio and more.

To sort results by credit score or location, make your selections from the column at left.

If you found this tool useful in negotiating a mortgage and would like to add your own loan information to the database (anonymously, of course!), just click on “Share Your Rate” above the map. Your fellow consumers will appreciate it!

NOTE: cannot guarantee the accuracy of the data provided as it is submitted by our visitors.