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How Are Mortgage Rates Set?

When you look at mortgage rates, do you ever wonder how they come up with the numbers? It isn't as mysterious as it seems. The Federal Open Market ...»

Quickly Raising Money for a Down Payment

Raising the money to cover a down payment and closing costs can be a major challenge for potential homebuyers. In fact, four out of five Americans ...»

More Bailouts: Are Individual States Next?

As the credit markets unravel, states across the U.S. are faced with mounting financial challenges. Soon, taxpayers may be asked to ante up ...»

Refinance Your Option ARM

Experts are concerned that option ARMs could fuel another wave of mortgage defaults. Is your option ARM set to disarm your finances and implode?»