Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Verisign

New Hampshire Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $195,033 $125,000 $182,500 $235,000
Property Values $285,947 $192,500 $235,000 $325,000
Average LTV 74.5%
Percent Refinance 84.6%
Pct of Refis Cashout 12.6%

New Hampshire Mortgage Rates

If you're wondering where to find the lowest mortgage loan rates in New Hampshire, you've come to the right place. Whether you're purchasing a farmhouse, or refinancing that secluded forest cabin, the best thing to do is start with a plan. Understand that you should learn a bit about mortgages before you start calling lenders and submitting applications. Fortunately, MortgageLoan.com has the resources you need. These include our mortgage rate comparison page, more than 100 mortgage calculators, and a New Hampshire broker directory. You probably already know about the general mortgage loan types available in New Hampshire: fixed-rate mortgages, adjustable-rate mortgages, home equity loans, and home equity lines of credit. But you might not know that there are many, many variations within these categories. You can focus your mortgage search early on by thinking about your desired objective for cost savings, which could be the best rate, the lowest payment, or low overall interest expenses.

Quicken Loans

4.473%APR

Rates as of: 4/18/2014 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Show Phone number

Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.125%
  • 4.375%
  • 4.500%
  • 4.375%
  • 4.500%
  • 4.625%
  • 4.625%
  • 4.473%
  • 4.608%
  • 4.668%
  • 4.520%
  • 4.677%
  • 4.709%
  • 4.707%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.875%
  • 1.125%
  • 0.875%
  • 0.000%
  • 0.000%
  • 0.000%
  • $994
  • $1,024
  • $1,039
  • $1,024
  • $1,039
  • $1,054
  • $1,054

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Rate Map for New Hampshire

This New Hampshire Rate Map lets you see what sort of mortgage rates other borrowers around the state have been able to obtain. Each individual marker represents a single mortgage loan.

Use the map to find out what sort of mortgage rates borrowers were able to get in with various credit scores, loan amounts, loan-to-value ratios and other factors, and in various communities around the state.

This rate map project is our effort to help make the mortgage process more transparent for all borrowers. If you’d like to participate, just click on the “Share Your Rate” link above the map to anonymously share the mortgage rate you were able to get on a recent loan. Your fellow consumers will thank you!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Refinance

You might be thinking about a mortgage refinance if your existing mortgage no longer suits your needs. A refinance can allow you to:

  • Lower your monthly payment. You can lower your payment when market rates are less than your existing rate. You might also get a lower payment by lengthening your loan's maturity.
  • Raise a sum of cash. A cash-out refinance can help you raise funding for a home improvement project, debt consolidation, college tuition, or other one-time expense. To do this, you need to have equity and would borrow more than you owe on your current mortgage.

Comparison of Types

  • Adjustable-rate mortgages appeal to borrowers who need a low monthly payment in the early months of the loan. The risk is that the interest rate will be adjusted upwards over time.
  • Fixed-rate mortgages appeal to borrowers who like the security of a set interest rate and set payment amount.
  • Home equity loans and home equity lines of credit are both types of second mortgages. Home equity loans have fixed interest, while lines of credit have an adjustable rate.

Shopping for Mortgages

Are you ready to start comparison shopping for New Hampshire's best mortgage rates? Try this step-by-step approach:

  1. Review/compare New Hampshire rates
  2. Visit the New Hampshire broker directory
  3. Budget for payments/review amortization tables
  4. Contact lenders and brokers to request quotes

After you submit a loan application, you'll receive a written commitment letter with the proposed loan terms. Take care that you compare these quotes on an equivalent basis. Some mortgage rate quotes, for example, may include points, while others may be quoted without points. Also, don't be surprised if the rate that you're offered is different from a lender's advertised rate, which are offered to buyers with the best credit and income qualifications. If you have bad credit, take a moment to review New Hampshire rates by credit quality here.