Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Verisign

Nevada Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $183,317 $107,500 $157,500 $215,000
Property Values $227,759 $135,000 $205,000 $255,000
Average LTV 84.6%
Percent Refinance 72.2%
Pct of Refis Cashout 4.9%

Nevada Mortgage Rates

As a prospective mortgage borrower, you're motivated to save money on your home financing-whether you live in Vegas or Incline Village. Mortgageloan.com understands. To help you, we've compiled the resources you need at every stage of your mortgage search.

  • Early on, you can develop your knowledge of the options, and clarify your objectives by browsing our article database.
  • When it's time to comparison shop, visit our Nevada broker directory, or request a free quote online.
  • After you receive mortgage offers, take them to Mortgageloan.com's mortgage calculators to compare and analyze the numbers.

Quicken Loans

4.735%APR

Rates as of: 9/30/2014 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.500%
  • 4.550%
  • 4.750%
  • 4.768%
  • 4.735%
  • 4.830%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $1,039
  • $1,045
  • $1,069

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Rate Map for Nevada

What are mortgage rates like in your area? Our Nevada Rate Map provides rate information on individual mortgage loans obtained by borrowers just like you all across the state! Each colored marker represents a single loan – click on one to get information on the mortgage rate, loan amount, loan-to-value ratio and more.

To further refine your search, you can use the list of options at left to sort results by credit score and location.

This rate map project is part of our effort to make the mortgage process more transparent for all borrowers. If you found it useful in negotiating a mortgage and would like to anonymously add your own loan information, just click on “Share Your Rate” above the map. Your fellow borrowers will thank you!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Second Mortgages

Lenders offer second mortgages as fixed-rate, home equity loans, or adjustable-rate home equity lines of credit (HELOCs). Each structure has pros and cons-the right option for you depends on your situation. HELOCs have the advantage of interest-only payments, but they also come with the risk of interest rate increases. Home equity loans are fully amortizing, but the payments are higher. The interest rates on any type of second mortgage will be higher than what you could obtain on a first mortgage. Many homeowners accept this higher rate to avoid the hassle of refinancing the first mortgage. As with a first mortgage loan, the second mortgage does put your home at risk if you don't make the scheduled payments.

Conforming Mortgages

Lower-cost Nevada conforming mortgages are available to applicants who meet certain federal standards. If you don't qualify for a conforming mortgage, talk to your lender about what changes you need to make. You might need to pay off some of your other debt, or save up for a larger down payment. The difference can save you money.

Standards defining the conforming mortgage change periodically; the maximum loan limit, for example, is reviewed each year by the Office of Federal Housing Enterprise Oversight (OFHEO). The conforming mortgage is intended for low- and middle-class households only. The qualifying criteria, therefore, attempt to exclude upper class households that-in theory-don't need the federal assistance.

Comparison

Your home financing options are many, including fixed-rate mortgages, adjustable-rate mortgages, home equity loans, and lines of credit. You can ensure your success in finding an affordable, appropriate mortgage product by doing some early independent research. A good lender (see our Nevada broker directory for further information) can explain your options to you, but nothing replaces your own due diligence on the choices available.

As part of your research, you should do what's necessary to collect several competing loan offers. Mortgageloan.com facilitates your comparison shopping by offering a service that provides you with free, no-obligation rate quotes. Once you receive those quotes, take them to Mortgageloan.com's mortgage calculators to run the numbers. A good lender can answer your accounting questions, but you should always verify the figures independently. That way, you can choose the right mortgage with confidence.