Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Verisign

Missouri Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $146,440 $102,500 $125,000 $172,500
Property Values $196,339 $112,500 $152,500 $215,000
Average LTV 80.8%
Percent Refinance 75.9%
Pct of Refis Cashout 12.6%

Missouri Mortgage Rates

Are you seeking a loan in Missouri? Mortgageloan.com has a full assortment of tools to help you find low rate mortgages and refinances. If you're new to the world of mortgages, start increasing your knowledge by browsing through our articles and reviewing loan rates. You can also experiment with mortgage calculators and look up contact information for Missouri brokers-just for you and your fellow "Show-Me State" residents. As you know, the process of finding the lowest rate mortgage can be derailed by many issues. For example:

  • You could end up paying more in interest than you realize if you don't understand how the payments will be applied to the debt balance.
  • It's dangerous to assume that a mortgage with a low monthly payment has a low interest rate. Sometimes. making ultra-low payments actually makes your loan balance go up.
  • Comparing mortgages with the stated rate could lead to big surprises at closing time. Use the annual percentage rate (APR) instead; it includes upfront closing costs.

Avoid falling into the pitfalls of mortgage shopping by doing your homework upfront.

Quicken Loans

4.473%APR

Rates as of: 4/18/2014 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Show Phone number

Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.125%
  • 4.375%
  • 4.500%
  • 4.375%
  • 4.500%
  • 4.625%
  • 4.625%
  • 4.473%
  • 4.608%
  • 4.668%
  • 4.520%
  • 4.677%
  • 4.709%
  • 4.707%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.875%
  • 1.125%
  • 0.875%
  • 0.000%
  • 0.000%
  • 0.000%
  • $994
  • $1,024
  • $1,039
  • $1,024
  • $1,039
  • $1,054
  • $1,054

Capital One

4.454%APR

Rates as of: 4/17/2014 30 Yr. Fixed
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Show Phone number

Call Now: 855-238-8771

Rate APR Term Point Payment
  • 4.250%
  • 4.375%
  • 4.500%
  • 4.454%
  • 4.493%
  • 4.533%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $1,008
  • $1,024
  • $1,039

Discover

4.358%APR

Rates as of: 4/17/2014 30 Yr. Fixed
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Show Phone number

Call Now: 855-882-9568

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.500%
  • 4.625%
  • 4.750%
  • 4.358%
  • 4.397%
  • 4.469%
  • 4.531%
  • 4.613%
  • 4.727%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.375%
  • -0.375%
  • -0.875%
  • -1.000%
  • $994
  • $1,008
  • $1,024
  • $1,039
  • $1,054
  • $1,069

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Rate Map for Missouri

This Rate Map for the state of Missouri shows the rates that individual borrowers were able to obtain on refinanced and home purchase mortgages. Each balloon represents a single mortgage – click on them to see what kind of rates borrowers are getting in your area.

Use the options in the column at left to sort your choices by location and credit score. Individual balloons also feature information on loan size, loan-to-value ratio, loan type, lender and more.

If you recently obtained or refinanced a mortgage and would like to anonymously share information about the terms you were able to get, just click on “Share Your Rate” above the map. Your fellow borrowers will thank you!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Understanding Home Equity Loans

If you need to convert your equity into cash, the home equity loan is an option. Home equity loans are a type of second mortgage; they're structured with a fixed interest rate and fixed pay-off schedule. The home equity loan is often compared with a refinance mortgage, because in certain situations, either option may be appropriate. Here are the main differences:

  • Home equity loans have lower closing costs but higher rates than home refinance loans.
  • Home equity loans remain separate from the first mortgage, while refinances restructure them.

Understanding ARMs

Your Missouri lender might suggest an adjustable-rate mortgage (ARM) if you're low on buying power in the short-term. ARMs have the advantage of a low payment in the early months of the loan. After a specified period of time, the rate becomes variable-meaning that general economic trends will drive the rate up or down. The risk of rising payments is somewhat mitigated when borrowers expect an income increase in the immediate future.

Compare Mortgages

Developing an understanding of how different loan types compare in terms of rate, will streamline your mortgage search. When you know that a refinance will cost you more upfront, you might decide early on to go with the home equity loan. You should then fine-tune your budget by testing out loan programs on our mortgage calculators. This risk-free step is invaluable in helping you learn more about your options. You might learn that you can afford to borrow more, which will free up the cash you need for that new car or home remodel. With a strong grasp of your situation and your options, you'll be ready to contact some of the brokers in our Missouri broker directory. Be prepared for several consultations and several loan applications. You might get tired of filling out forms, but you can look forward to landing a great mortgage rate.