Compare Richmond Mortgage Rates and Save! 

Kentucky Mortgage Rates 07/19/2008

Loan Type Today +/- This week
30 Yr Fixed 6.41% -0.01
15 Yr Fixed 5.74% -0.05
3/1 ARM 5.28% -0.09
5/1 ARM 5.86% 0.14
30 Yr Fixed Jumbo 6.41% -0.66

Rates may contain points

Conforming

For loan amounts up to $417,000 (APR based on $400,000)

Jumbo

For loan amounts over $417,000 (APR based on $500,000)

Interest Only (Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts up to $417,000 (APR based on $400,000)

Interest Only (Non-Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts over $417,000 (APR based on $500,000)

FHA

Loan limits vary by state (APR based on $150,000)

Mortgage Calculator

Mortgage Stories

Find Financial Freedom with Bi-Weekly Payment Plans

Bi-weekly payment plans are a smart way to pay off your mortgage early, and they're generally easy to set up by... »

How Foreclosures Work

Recent increases in defaulted mortgage loans may present opportunities for homebuyers looking for deals, but... »

A Guide to Finding Foreclosures

Buyers who know how to find foreclosure listings are enjoying a wonderfully diverse selection of bargain properties... »

Homeowners vs. Speculators: The Bailout Wars

As rescue plans and bailout debates continue, almost everyone distinguishes between homeowners and investment... »

More Mortgage stories »