Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Kansas Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $163,322 $102,500 $136,800 $182,500
Property Values $212,249 $122,500 $172,500 $245,000
Average LTV 81.0%
Percent Refinance 75.8%
Pct of Refis Cashout 8.0%

Kansas Mortgage Rates

If you want to find the best rate mortgage in Kansas, but you aren't sure where to start, you've come to the right place. Mortgageloan.com has a wealth of mortgage information, including tips and articles, advertised lender rates, mortgage calculators, and a directory of Kansas brokers. You can browse rates, read up on mortgage programs, learn about taxes, and even locate suitable lenders near you-all of the tasks you should be planning for as you prepare to submit your loan applications and evaluate competing mortgage offers. Develop your mortgage knowledge base now, and you'll be better equipped to clarify your own financial objectives and make smart mortgage decisions.

RT - First Internet Bank of Indiana

4.042%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • FDIC Insured Bank
  • Apply Online 24/7
  • Approvals in Minutes
Show Phone number

Call Now: 866-229-7608

Rate APR Term Point Payment
  • 3.875%
  • 4.000%
  • 4.125%
  • 4.042%
  • 4.083%
  • 4.125%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $964
  • $979
  • $994

Amerisave

4.202%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.
Show Phone number

Call Now: 866-814-2162

Rate APR Term Point Payment
  • 4.000%
  • 4.125%
  • 4.250%
  • 4.202%
  • 4.242%
  • 4.283%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $979
  • $994
  • $1,008

First Financial Svc.

4.000%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • A+ Rated with the Better Business Bureau
  • No cost, no obligation quotes, with no SSN required
  • Recognized as one of the fastest growing companies in America
Show Phone number

Call Now: 866-506-9090

Rate APR Term Point Payment
  • 3.875%
  • 3.990%
  • 4.125%
  • 4.000%
  • 4.042%
  • 4.104%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 1.500%
  • 0.625%
  • -0.250%
  • $964
  • $978
  • $994

Sebonic Financial

3.916%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • Learn how we transformed home lending into an enjoyable experience.
  • We changed the process to make it better, faster and easier for you.
  • You're updated every step of the way. No surprises.
Show Phone number

Call Now: 877-719-2101

Rate APR Term Point Payment
  • 3.750%
  • 4.000%
  • 4.000%
  • 3.916%
  • 4.083%
  • 4.000%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $949
  • $979
  • $979

Ditech.com

4.180%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • Find a mortgage right for you.
  • Enjoy a convenient loan process
  • Low rates. Learn more now.
Show Phone number

Call Now: 855-389-4978

Rate APR Term Point Payment
  • 4.125%
  • 4.180%
  • 30 Yr. Fixed
  • 0.000%
  • $994

Capital One

4.242%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Show Phone number

Call Now: 855-238-8771

Rate APR Term Point Payment
  • 4.125%
  • 4.125%
  • 4.375%
  • 4.327%
  • 4.242%
  • 4.408%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $994
  • $994
  • $1,024

Discover

4.115%APR

Rates as of: 7/22/2014 30 Yr. Fixed
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Show Phone number

Call Now: 855-882-9568

Rate APR Term Point Payment
  • 3.875%
  • 3.990%
  • 4.000%
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.115%
  • 4.178%
  • 4.166%
  • 4.207%
  • 4.248%
  • 4.363%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.375%
  • 1.125%
  • 0.125%
  • -0.875%
  • -1.000%
  • $964
  • $978
  • $979
  • $994
  • $1,008
  • $1,024
See more rates

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Kansas Rate Map

Want to know what sort of mortgage rates others in your area are getting? This Rate Map for Kansas depicts individual mortgage loans obtained by borrowers in various locations across the state. Each balloon represents a single mortgage – clicking on one will provide information on the mortgage rate, amount, loan-to-value ratio and more.

To sort results by credit score or location, make your selections from the column at left.

If you found this tool useful in negotiating a mortgage and would like to add your own loan information to the database (anonymously, of course!), just click on “Share Your Rate” above the map. Your fellow consumers will appreciate it!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Fixed-Rate Mortgages

The most conservative mortgage loan type is the fixed-rate mortgage (FRM). FRMs are the first choice for borrowers who like the security of having a set interest rate and payment for the life of the debt. Lenders will usually suggest a FRM that amortizes over 30 years, but longer and shorter payoff periods are available. A longer payoff cycle will create a lower payment, but a possibly higher rate will result in higher overall interest costs. Shorter loan terms come with a better rate, but the payments will be somewhat higher.

Mortgage Tax Savings

Homeowners can benefit from federal tax deductions available for the following expenses:

  • Loan points paid.
  • Interest paid.
  • Property taxes paid.

Loan points paid at the close of a purchase mortgage are deductible in the year that they're paid. Loan points paid for a refinance mortgage, however, have to be deducted gradually over the entire loan term. Mortgage interest and property taxes can be fully deducted in the year that they're paid.

How to Compare

The first step to saving money on your mortgage or refinancing is ensuring that you have different mortgage offers to compare. You'll have to contact several Kansas lenders and fill out several loan applications. You can access lender contact information now in the Kansas broker directory. You may choose to apply for several different loan types. FRMs and adjustable-rate mortgages (ARMs) are very different animals, and each serves a purpose in a particular situation. To keep things simple, start comparing your offers by like-type first. Once you get an idea of which type might be better for you, make a final decision by comparing your best FRM quote and your best ARM offer (for example) with a mortgage calculator. During this process, remember that securing a low monthly payment isn't the only way to save on your mortgage. You can also save on total interests costs. Often, when the total interest costs of a mortgage are lower, you're paying the debt back faster. That means that you're also building home equity faster. From Agra to Wichita, Kansas has a wealth of attractive and enjoyable places to invest in or to call home. Whatever your objective, remember that you don't have to spend too much on your mortgage loan.