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Georgia Mortgage Rates 07/19/2008

Loan Type Today +/- This week
30 Yr Fixed 6.19% 0.07
15 Yr Fixed 5.85% 0.08
3/1 ARM 5.79% 0.02
5/1 ARM 5.92% -0.00
30 Yr Fixed Jumbo 6.79% 0.05

Rates may contain points

Conforming

For loan amounts up to $417,000 (APR based on $400,000)

Jumbo

For loan amounts over $417,000 (APR based on $500,000)

Interest Only (Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts up to $417,000 (APR based on $400,000)

Interest Only (Non-Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts over $417,000 (APR based on $500,000)

VA

Loans for Veterans up to $417,000 (APR based on $200,000)

FHA

Loan limits vary by state (APR based on $150,000)

Reduced Documentation Loans

Often used for self employed or others in lieu of tax returns and other income documentation. (APR based on $200,000)

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