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Colorado Mortgage Rates 07/20/2008

Loan Type Today +/- This week
30 Yr Fixed 6.09% 0.04
15 Yr Fixed 5.68% 0.03
3/1 ARM 5.56% 0.16
5/1 ARM 5.52% 0.03
30 Yr Fixed Jumbo 6.91% 0.01

Rates may contain points

Conforming

For loan amounts up to $417,000 (APR based on $400,000)

Jumbo

For loan amounts over $417,000 (APR based on $500,000)

Interest Only (Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts up to $417,000 (APR based on $400,000)

Interest Only (Non-Conforming)

Interest only for first few years then adjustable for remaining term on loan amounts over $417,000 (APR based on $500,000)

VA

Loans for Veterans up to $417,000 (APR based on $200,000)

FHA

Loan limits vary by state (APR based on $150,000)

Credit Challenged Sub Prime

Bad Credit? Turned down? (APR based on $200,000)

Second Mortgage

Home equity loans. (APR based on $50,000)

Reduced Documentation Loans

Often used for self employed or others in lieu of tax returns and other income documentation. (APR based on $200,000)

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