Compare Santa Cruz Mortgage Rates and Save!
California Mortgage Rates 10/11/2008
| Loan Type | Today | +/- | This week |
|---|---|---|---|
| 30 Yr Fixed | 5.74% |
|
-0.12 |
| 15 Yr Fixed | 5.59% |
|
0.18 |
| 5/1 ARM | 5.91% |
|
0.63 |
| 30 Yr Fixed Jumbo | 7.45% |
|
1.30 |
| 5/1 ARM Jumbo | 6.24% |
|
6.24 |
Rates may contain points
Santa Cruz Mortgage Brokers and Lenders
Conforming
For loan amounts up to $417,000 (APR based on $400,000)
Jumbo
For loan amounts over $417,000 (APR based on $500,000)
Interest Only (Conforming)
Interest only for first few years then adjustable for remaining term on loan amounts up to $417,000 (APR based on $400,000)
Interest Only (Non-Conforming)
Interest only for first few years then adjustable for remaining term on loan amounts over $417,000 (APR based on $500,000)
VA
Loans for Veterans up to $417,000 (APR based on $200,000)
FHA
Loan limits vary by state (APR based on $150,000)
Reduced Documentation Loans
Often used for self employed or others in lieu of tax returns and other income documentation. (APR based on $200,000)
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