Compare Napa Rates

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Napa Mortgage Rates Basic Series

Conforming

For loan amounts up to $417,000 (APR based on $400,000)

Jumbo

For loan amounts over $417,000 (APR based on $500,000)

FHA

Loan limits vary by state (APR based on $150,000)

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Mortgage Rates Stories

Fed Rate Cuts: How Low can they Go?

Usually, a Fed funds rate cut of even a quarter percentage point is extreme. But within the past few weeks, the Fed has slashed rates by half a ...»

Government Tries to Drive Down Mortgage Rates

Because investors are afraid to buy mortgage backed securities (MBS) or mortgage bonds, the Fed is using taxpayer money to buy large amounts of ...»

Mortgage Rates: Understand the Fine Print

The act of closing on a mortgage yields a dizzying array of documents. A borrower is required to sign page upon page of legalese-often with ...»

Quickly Raising Money for a Down Payment

Raising the money to cover a down payment and closing costs can be a major challenge for potential homebuyers. In fact, four out of five Americans ...»