Compare Mortgage Rates

  • Refinance
  • Home Purchase
  • Home Equity
  • Debt Consolidation

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Alaska Mortgages at a glance

Average 25th Percentile 50th Percentile 75th Percentile
Loan Amount $231,096 $170,625 $205,000 $275,000
Property Values $316,551 $205,000 $275,000 $365,000
Average LTV 78.5%
Percent Refinance 85.2%
Pct of Refis Cashout 16.3%

Alaska Mortgage Rates

The journey to locating the lowest rate mortgage or refinance in Alaska includes several steps:

  • Developing your financial goals and expectations.
  • Reviewing interest rates and mortgage loan types.
  • Understanding mortgage tax savings.
  • Contacting lenders.
  • Explaining your needs and submitting applications.
  • Comparing your mortgage offers.

You can make this journey on your own, just as you can go camping without any matches. But you can save some time by using the resources available on Mortgageloan.com: helpful articles and tips, lender rates, lender contact information, and mortgage calculators. Use these and other Mortgageloan.com tools to ensure that you're successful in your search for the very best Alaska mortgage.

Amerisave

4.323%APR

Rates as of: 9/19/2014 30 Yr. Fixed
  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.
Show Phone number

Call Now: 866-814-2162

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.490%
  • 4.323%
  • 4.366%
  • 4.523%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $994
  • $1,008
  • $1,037

Quicken Loans

4.738%APR

Rates as of: 9/19/2014 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Show Phone number

Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.500%
  • 4.625%
  • 4.750%
  • 4.738%
  • 4.790%
  • 4.851%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $1,039
  • $1,054
  • $1,069

Capital One

4.352%APR

Rates as of: 9/19/2014 30 Yr. Fixed
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Show Phone number

Call Now: 855-238-8771

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.500%
  • 4.352%
  • 4.395%
  • 4.563%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $994
  • $1,008
  • $1,039

Discover

4.279%APR

Rates as of: 9/19/2014 30 Yr. Fixed
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Show Phone number

Call Now: 855-882-9568

Rate APR Term Point Payment
  • 4.125%
  • 4.250%
  • 4.375%
  • 4.500%
  • 4.279%
  • 4.333%
  • 4.395%
  • 4.456%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 1.375%
  • 0.500%
  • -0.250%
  • -1.000%
  • $994
  • $1,008
  • $1,024
  • $1,039
See more rates

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Alaska Rate Map

Want to know what sort of mortgage rates others in your area are getting? This Rate Map for Alaska depicts individual mortgage loans obtained by borrowers in various locations across the state. Each balloon represents a single mortgage – clicking on one will provide information on the mortgage rate, amount, loan-to-value ratio and more.

To sort results by credit score or location, make your selections from the column at left.

If you found this tool useful in negotiating a mortgage and would like to add your own loan information to the database (anonymously, of course!), just click on “Share Your Rate” above the map. Your fellow consumers will appreciate it!

NOTE: MortgageLoan.com cannot guarantee the accuracy of the data provided as it is submitted by our visitors.

Fixed-rate Mortgages

Fixed-rate mortgages (FRMs) appeal to Alaska borrowers who don't want the risk of rising payments and interest rates. Since the payment, interest rate, and payoff schedule of a FRM doesn't change, borrowers can confidently budget a FRM into the long term. There are no balloon payments or unexpected changes to the loan that would require a borrower to refinance. A fixed-rate borrower may choose to refinance if market rates decline significantly. Most FRMs are paid off over 30 years, although shorter or longer loan lengths are available.

Mortgage Tax Savings

Tax savings related to your Alaska mortgage should be a consideration when you're calculating your budget. You can estimate this savings with Mortgageloan.com's Mortgage Tax Savings Calculator. Homeowners may deduct amounts paid for mortgage interest, mortgage points, and even property taxes. Mortgage interest will be the largest deduction, particularly in the first years of the loan. All of these home-related deductions can be taken in the year the expenses are incurred, with the exception of points paid on refinance mortgages. In this case, the points paid upfront have to be deducted in steps over the life of the mortgage.

Compare Mortgages

In order to save money on your Alaska mortgage, you'll want to solicit offers from competing lenders. This part of the process isn't complicated; the lenders in our Alaska broker directory want your business, and they're ready to provide a competitive quote. As you begin receiving offers, take note of the loan type first. Mortgages of different types aren't easy to compare, and some borrowers make the mistake of putting too much importance on the monthly payment amount. A FRM, for example, might have a higher payment than an adjustable-rate mortgage (ARM). But that higher payment might mean faster payoff of your debt balance, and this has its advantages. Faster payoff keeps your interest costs down, and helps you build up home equity. If you have trouble measuring your FRM offers against your ARM quotes, see Mortgageloan.com's mortgage comparison calculators for further clarification of how these loans work.

They say that he state of Alaska is "Beyond Your Dreams, Within Your Reach." The same can be said for finding the right mortgage loan for you and your future.